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Payroll, HR & Compliance Support for Growing Businesses
T&W Associates helps small businesses, nonprofits, and government contractors improve payroll accuracy, strengthen compliance, and streamline essential back-office processes. From payroll administration and HR support to bookkeeping and customized consulting projects, we provide practical solutions that allow business owners to focus on growth.

The T&W Associates Way
Your Partner in Payroll, HR, and Business Support
T&W Associates helps small businesses build stronger, more efficient operations. We provide practical support with bookkeeping, payroll administration, human resources, and compliance so business owners can spend less time managing back-office responsibilities and more time serving their customers.
Our approach is personal and solutions-focused. We work with each client to identify gaps, improve processes, and create a service plan that fits their organization's needs. Whether you need ongoing support or assistance with a specific project, T&W Associates delivers dependable guidance designed to help your business operate with confidence.

Meet the Founder
Michael A. Toney, CPP, SHRM-SCP
Founder, T&W Associates
Michael A. Toney is a Certified Payroll Professional with more than 15 years of experience in payroll management, compliance, human resources support, and business-process improvement.
As a payroll leader in a large government organization, Michael has managed complex payroll operations supporting approximately 14,000 employees. His experience includes payroll processing, tax reporting, regulatory compliance, system improvements, and the development of practical procedures that strengthen accuracy and accountability.
Michael founded T&W Associates to help small businesses, nonprofits, and government contractors improve their back-office operations with reliable payroll, bookkeeping, HR, and compliance support.

Payroll & Compliance Consulting
Accurate payroll is essential to employee trust and regulatory compliance. T&W Associates helps organizations strengthen payroll operations, improve internal procedures, and resolve complex payroll issues.
Services May Include
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Payroll process review
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Payroll administration support
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Payroll policies and standard operating procedures
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Timekeeping and payroll workflow improvements
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Payroll compliance support
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Payroll audits and reconciliation assistance
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Employee payroll communication
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DCAA-readiness support for government contractors
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Labor-charging and timekeeping procedure reviews
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Customized payroll projects

Government Contractor Support
Government contractors face unique payroll, timekeeping, documentation, and compliance requirements. T&W Associates helps contractors strengthen internal processes, improve labor-charging practices, and prepare for DCAA-related reviews.
Services May Include
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DCAA-readiness support
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Timekeeping and labor-charging procedure reviews
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Internal control reviews
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Employee and supervisor timekeeping guidance
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Audit-preparation support
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Customized payroll and HR compliance projects
Human Resources Support
Strong human resources practices help businesses operate more effectively, support employees, and reduce compliance risks. T&W Associates provides practical HR guidance tailored to each organization's needs.
Whether you need ongoing support or assistance with a specific issue, we help strengthen the processes that contribute to a productive and well-managed workplace.
Areas of Focus
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Payroll Support
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Employee Communications
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Workplace Safety and Loss Prevention
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Compliance Support
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Interviewing, Hiring, and Onboarding
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Employee Separations
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Performance Management
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Employee Development and Retention


Bookkeeping Support
Accurate and organized financial records are essential for making informed business decisions. T&W Associates provides dependable bookkeeping support to help small businesses maintain clear financial records, improve cash flow visibility, and stay prepared for tax season.
Services May Include
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Monthly bookkeeping support
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QuickBooks setup and ongoing maintenance
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Bank and credit-card reconciliations
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Accounts payable tracking
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Accounts receivable tracking
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Transaction categorization
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Financial-report preparation
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Balance-sheet review
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Profit-and-loss statements
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Cash-flow reporting
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Bookkeeping cleanup projects
Managing your books can take valuable time away from running your business. T&W Associates helps organize your financial records and provides the reporting you need to understand your company’s financial position. Whether you need ongoing monthly support or help cleaning up your books, we provide practical solutions tailored to your business.

CONTACT US
900 E Fayette Street
P.O. Box 22798
Baltimore, MD 21233
443-773-2388





